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The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
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This document provides financing details for a condo unit located at 3025 Finch Ave. W., #1008 in Toronto that is listed for sale at $229,000. It outlines the annual property taxes and monthly condo fees. It then shows financing options and costs for down payments of 20%, 15%, and 5% of the purchase price. For each option it lists the down payment amount, monthly mortgage payment, CMHC/GE insurance premium if applicable, and estimated total monthly carrying costs including taxes and condo fees. Finally, it provides estimates for the total land transfer tax and legal fees required for closing the sale.
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This document provides information about a property located at 295 Davenport Rd., #201 in Toronto, Ontario with an asking price of $1,099,000. It includes details about annual property taxes, monthly condo fees, and financing options with 20%, 15%, or 5% down payments. For each down payment option, it lists the down payment amount, monthly payments for the first mortgage, CMHC/GE insurance premium where applicable, and estimated total monthly carrying costs including property tax and condo fees. It also provides estimates for the total land transfer tax and legal fees required for closing the sale. The document is presented by Harish Maraj, a sales representative with Bosley Real Estate Ltd., and provides contact information for Joe
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1. Jason Mercer from TREB presented on housing market trends and affordability. He discussed measures like price-to-income ratios and debt service ratios over time.
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This document provides information about a property located at 295 Davenport Rd., #201 in Toronto, Ontario with an asking price of $1,099,000. It includes details about annual property taxes, monthly condo fees, and financing options with 20%, 15%, or 5% down payments. For each down payment option, it lists the down payment amount, monthly payments for the first mortgage, CMHC/GE insurance premium where applicable, and estimated total monthly carrying costs including property tax and condo fees. It also provides estimates for the total land transfer tax and legal fees required for closing the sale. The document is presented by Harish Maraj, a sales representative with Bosley Real Estate Ltd., and provides contact information for Joe
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Teatro Verde re invents south facing rooftop garden at 295 Davenport Road Toronto.
Treb housing market_charts-january_2011
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Condominium living is popular for many Canadians because it can be a relatively carefree housing option. This Guide has been created to help you become an informed condominium buyer and help you make the best choice. Topics include: condominium types, rules and regulations, a condition checklist, a glossary of terms, information sources and a condominium selection checklist. (© 2002 CMHC, Revised 2009)
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Existing home sales in the Greater Toronto area totaled 86,170 in 2010, down 1% from 2009, with the average price rising 9% to $431,463. While the market started very strong, conditions softened in the summer due to new lending rules and the HST, before strengthening again as affordability concerns eased. The median price in December 2010 was $355,000, up from $349,000 in December 2009, and annual price growth is expected to remain around 5% in 2011.
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Sales of existing homes in the Greater Toronto Area were down 13% in November 2010 compared to November 2009. New listings were also down 13% annually. The average selling price increased 5% to $438,030. A household earning the average income can afford the average priced home in the GTA based on mortgage payments. The housing market has tightened since the summer but healthy market conditions continue to support a moderate increase in average home prices over the next year.
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2010 hst mag-ad
The document discusses the Harmonized Sales Tax (HST). It notes that there is no HST charged on the price of resale homes.
Hst eliminate%20 misconception_oct2010
The Greater Toronto REALTORS® are using social media and newspaper columns to educate homebuyers about the Harmonized Sales Tax (HST) and clarify misconceptions. They aim to convey that the purchase price of a resale home is exempt from the HST, as resale housing was never subject to the previous Provincial Sales Tax or Goods and Services Tax. Newly constructed homes are subject to the HST, but the provincial government provides a partial rebate on the tax. The Toronto Real Estate Board plans to continue informing buyers about the tax exemption for resale homes.
Rental Market Report
Rental transactions and average rents increased across the Greater Toronto Area from May to August 2010. The central districts saw the largest increase in rental listings, leading to more subdued rent growth compared to other areas. Average two-bedroom rents increased 3% city-wide to $1,937, with above-inflation growth in the west, east, and north districts but below-inflation growth in central districts.
Rental report 05-08_10
The Rental Market Report tracks inventory levels and successfully completed leased transactions for condominium apartments and townhouses marketed through the TorontoMLS system. Figures are given for the overall Greater Toronto Area market, its various MLS® areas and districts. Further breakdowns are provided for bachelor, one-bedroom, two-bedroom, and three-bedroom units.
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1. Jason Mercer from TREB presented on housing market trends and affordability. He discussed measures like price-to-income ratios and debt service ratios over time.
2. Mercer also analyzed interest rates, household incomes, and the impact of rates and incomes on housing affordability going forward.
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